This is a Residential Loan product designed to finance the acquisition/construction of a house or property, which should be for residential purpose only. In most cases, the Customer already owns the landed property and must be a regular income earners/ established business owners with stable income


To finance the acquisition/construction of a house or property

Applicants must be a regular income earner/established business owner with stable income

Security for the loan must be fee from encumbrance

Tenor: Maximum of 15years

Maximum Loan repayment is limited to 1/3 of net income of the applicant.

Loan granted is based on 2/3 of the market sale value of the collateral property.


Corporate Organizations


Employees of Structured organization

Business Owners

Government Ministries and Agencies

Private Sector


Notice !!!

The General Public should please note that the bank will never request for account details,BVN, pin, etcetera via email or text message.

Please refrain from giving out such details to anyone. If you are unsure of a request, please send a mail to and we will be happy to assist you.

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