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Frequently Asked Questions

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Yes, Livingtrust offers financing options for home purchases, subject to certain eligibility criteria. To learn more, please visit the nearest branch closed to you or contact the customer care team directly on +2349160000243 or email info@livintrustng.com for more details.
This will be determined by some factors such as age, earnings and other Risk Assesment criteria to be determined in the course of Credit interview. For NHF Loans , a contributor is eligible to access a maximum of N50m and maximum tenor of 30 years and also subjected to factors such as age, earnings and number of years left before clocking 60 years of age among other factors.
provided your repayment of insurance is up to date without default" to be added to the present one.
This van be availed to you by your Account Officer upon enquiry and your loan repayment schedule will also suffice provided you do not have outstanding arrears on the facility.
For mortgages under the NHF, LivingTrust charges an annual interest rate of 6% for periods of up to 30 years (depending on age and income). For mortgages under the Sale of Federal Government Houses programme (SOFGH), we charge an annual interest rate of 9.5% for periods of up to 15 years (depending on your age and income). For Commercial and Commercial mortgages, interest rates are dependent on prevailing market rates. However, tenors under this category typically range between 1 year to 10 years.

Notice !!!

The General Public should please note that the bank will never request for account details,BVN, pin, etcetera via email or text message.

Please refrain from giving out such details to anyone. If you are unsure of a request, please send a mail to info@livingtrustng.com and we will be happy to assist you.


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