This is a loan product designed to cater for commercial mortgage needs of Corporate bodies (such as Property development firms) and structured Cooperative Societies to execute Estate development projects which could be for the purpose of construction or outright purchase of commercial properties. The borrower may be an Individual, Real Estate Developer or Incorporated company.


Availability of viable and qualified off-takers to subscribe to the project

Tenor is 3 years or less

Present feasibility report on target project

Registered title documents of target property must be free from encumbrance

The applying company must be a registered company with the Corporate Affairs Commission


Real Estate Developers

Private Individuals

Cooperative Societies of structured organizations

Private Educational Institutions


Notice !!!

The General Public should please note that the bank will never request for account details,BVN, pin, etcetera via email or text message.

Please refrain from giving out such details to anyone. If you are unsure of a request, please send a mail to and we will be happy to assist you.

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