An overdraft facility granted to both Federal and State Government Employees. The short tenured facility helps to cater for personal & domestic needs of Civil servants before pay day.


No collateral. Evidence of earned income required

Very low interest rate

Flexible repayment plan

Loan in an instant

Loan tenured to a maximum of 3months



Employees of Federal and State Governments

Notice !!!

The General Public should please note that the bank will never request for account details,BVN, pin, etcetera via email or text message.

Please refrain from giving out such details to anyone. If you are unsure of a request, please send a mail to and we will be happy to assist you.

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